Indusind Bank Platinum Aura Edge Credit Card Review

The IndusInd Bank Platinum Aura Edge Credit Card with the contactless feature enables you to make fast, convenient, and secure purchases every day.

Indusind Bank Platinum Aura Edge Free

Apply for Indusind Platinum Aura Edge Credit Card

No joining and annual fees.

Indusind Bank Platinum Aura Edge Credit Card Benefits & Features

IndusInd Bank offers the Platinum Aura Edge Card – an exceptional product with the best in class privileges in travel, dining, lifestyle, and more.

Reward Benefits
  • 4X Reward Points on select merchant categories (1 reward point = ₹ 0.50)
Welcome Benefits
  • EazyDiner Gift Voucher
Savings Benefits
  • 4 savings points per Rs. 100 spent at departmental stores and grocery
  • 2.5 savings points per Rs. 100 spent on cellphone and electricity bills
  • 2 savings points per Rs. 100 spent on consumer durables or electronic items
  • 1.5 savings points per Rs. 100 spent on books, restaurant bills, insurance premium and medical bills
  • 0.5 savings points per Rs. 100 on all other spends
Fuel Surcharge Waiver
  • 1% fuel surcharge waiver at all fuel stations
Extra Benefits
  • Redeemed against dues on your card or Airline miles

Indusind Bank Platinum Aura Edge Credit Card Eligibility

  • Primary cardholder should be between the age of 18 – 65 years
  • Salaried or self-employed both are eligible
  • Good Cibil Score and Monthly income
Necessary Documents for Indusind Platinum Aura Edge Card Application

following documents are required for apply this card-

  • PAN card
  • Aadhaar card
  • Latest salary slips/ Bank statement/ IT Returns/ copy as proof of income
  • Residence proof -any one of the following:
  1. Passport
  2. Driving License
  3. Voter ID Card
  4. Aadhaar card
  • Identity proof- any one of the following:
  1. Passport
  2. Driving license
  3. Voter ID Card
  4. Aadhaar card
  5. PAN card

Indusind Bank Platinum Aura Edge Card Fees and Charges

Type of ChargeCharges
Joining feeBased on card usage
Annual FeeNIL
Add-on credit card feeNIL
Finance charges3.83% monthly 46% per annum
Over limit charges2.5% of Over Limit Amount subject to a minimum of Rs.500
Returned chequeRs.250
Cash advance charges2.5% of the advance amount subject to a minimum of Rs.300 (waived off for PIONEER Heritage, PIONEER Legacy and Legend Credit Card)
Balance Enquiry Charges on Non-IndusInd Bank ATMsRs.25
Machine Surcharge at ATMsPassed at applicable rates to customer
Outstation Cheque Processing Feeoutstation cheques only from IndusInd Bank locations can be accepted
Foreign Currency Mark-up1.8%
Cash Payment Fee at IndusInd Bank BranchRs.100
Duplicate Statement RequestRs.100
Re-issue/ReplacementRs.100
Charge-slip RequestRs.300
Late Payment Charges
Total Amount dueCharges (Rs)
Rs. 0 – Rs. 100Nil
>Rs. 100 – Rs. 500100
>Rs. 500 – Rs. 1,000350
>Rs. 1,000 – Rs. 10,000550
>Rs. 10,000 – Rs. 25,000800
>Rs. 25,000 – Rs. 50,0001100
>Rs. 50,0001300

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