ICICI Bank Instant Platinum Credit Card Review
ICICI Bank Instant Platinum Credit Card is a reliable, flexible, and Rewards, all infused in one card. The Platinum Chip Credit Card is designed to give more to you, more points, more security, and more convenience. Build your first Credit Score with Instant Platinum Card.
Apply for ICICI Instant Platinum Credit Card
No joining and annual fees.
ICICI Bank Instant Platinum Credit Card Benefits & Features
Reward Benefits
- For every ₹ 100 spent, get 2 PAYBACK Points
- 3 PAYBACK Points on every ₹100 spent on all purchases
- 1 PAYBACK Point on every ₹ 100 spent on utilities and insurance categories
Fuel Surcharge Waiver
- 1% fuel surcharge waiver can be availed on fuel transaction of maximum ₹ 4,000 at HPCL pumps
Extra Benefits
- Avail of 25% discount up to INR 100 on purchase of minimum two tickets up to two times in a month on BookMyShow
ICICI Instant Platinum Credit Card Eligibility
- Primary cardholder should be between the age of 18 and 65 years
- Minimum Fixed Deposit amount is ₹ 10,000
- Minimum tenure of the Fixed Deposit has to be 180 days
- Must be Indian resident
Necessary Documents for ICICI Instant Platinum Credit Card Application
The following documents are required for apply this card-
- PAN card
- Aadhaar card
- Residence proof -any one of the following:
- Passport
- Driving License
- Voter ID Card
- Aadhaar card
- Identity proof- any one of the following:
- Passport
- Driving license
- Voter ID Card
- Aadhaar card
- PAN card
ICICI Instant Platinum Credit Card Charges & Fees
| Type of Charge | Charges |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Add-on Card Fee | Nil |
| Finance Charges | 2.49% per month/29.88% per annum |
| Cash Advance Interest Rate | 2.49% per month/29.88% per annum |
| Cash Advance Transaction Fee | 2.50% of amount/Min. Rs. 300 |
| Over-limit Charges | 2.50% on over limit amount/Min. Rs. 500 |
| Return of Cheque/Auto Debit Return Fee | 2% of the Total Amount Due/Min. Rs.450 |
| Card Replacement Fee | Rs. 100 |
| Foreign Currency Mark-up Fee | 3.50% |
Late Payment Charges
| Total Amount due | Charges (Rs) |
|---|---|
| Rs. 0 up to Rs. 100 | Nil |
| >Rs. 100 – Rs. 500 | 100 |
| >Rs. 500 – Rs. 10,000 | 500 |
| >Rs. 10,000 | 750 |