Reward points

• 10X rewards on online spends with exclusive partners- Amazon / Apollo24X7/ BookMyShow / Cleartrip / Dineout/ Lenskart / Netmeds
• 5 rewards per Rs. 100 on other online spends
• 1 reward point per Rs. 100 spent on other categories
  

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Welcome Benefit

Milestone Benefits

• E-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh and Rs. 2 Lakhs each
  

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Fuel Surcharge Waiver

• 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 3000
  

Rewards

• 10X Membership Rewards Points for next purchase at Flipkart, Amazon
• 5X rewards points for shopping on Paytm Wallet, Jabong, Myntra, Grofers, and Big Bazaar
• Spend 50 rupees on Flipkart and Amazon, earn 10 Membership Rewards points.
• Spend Rs.50 at Paytm Wallet, Myntra, Jabong, Big Bazaar, or Grofers, earn  5 Membership Rewards points
  

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Welcome gift

• Rs. 500 cashback as a Welcome Gift on eligible spends Rs. 10,000 in the first 90 days
  

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Fuel Surcharge Waiver

• 0% Convenience fee on fueling up at HPCL for transaction less than Rs. 5000
• 1% convenience fee on fuel purchases for transaction of Rs. 5000 or above
  

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Milestone Privileges

• Earn Amazon vouchers worth ₹500 upon reaching the spend milestones of ₹1.20 lacs, ₹1.80 lacs, and ₹2.40 lacs respectively in a Card membership year

Discount

• 25% discount on domestic hotels (Max INR 4000)
• 20% discount at Myntra (1 Txn per Month- Max INR 700)
• 20% discount at Yatra on domestic flights (Max INR 750)
• 10% discount on Zomato (5 Txns per Month- Max INR 150)
• 10% discount on international flights (Max INR 10,000)
• 10% off on Grofers (Valid on 5 Txn per Month - Max INR 1000)
  

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Earn Cashback

• 15% cashback on Ola
  

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Extra benefit

Earn Cashback

• • 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy (minimum transaction size of ₹2000)
  • 2.5% CashBack on all online spends (minimum transaction size of ₹2000)
  • 1% CashBack on all offline spends and Wallet reloads (minimum transaction size of ₹100)
    

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Welcome Gift

• • 1000 Cash Points (only on payment of membership fee)
  • 1000 worth gift vouchers on spends of ₹1,00,000 and above (quarter,  first year only)
    

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Fuel Surcharge Waiver

• • 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400
    

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Lounge Access

• • 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter. ₹2 will be charged per swipe on your Millennia credit Card towards Lounge access)
    

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Milestone Benefit

• • Spend ₹30000 & above in the first 90 days and get first year waived off memebership fee
    

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Extra Features

• Reporting it immediately with in 24-hour HDFC  call centre, you have zero liability on any fraudulent transaction
• 50 days of interest free period

Earn Cashback

• 5% cashback on Flipkart and Myntra
• 4% cashback on prefered partners (Swiggy, Uber, PVR and cure.fit)
• 1.5% cashback on other categories
  

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Welcome Gift

• Rs. 1000 worth of joining and activation benefits
• Rs. 500 worth Flipkart vouchers on your first transaction
• 15% cashback up to Rs. 500 on your first transaction on Mynta
  

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Fuel Surcharge Waiver

• 1% fuel surcharge waiver at all fuel stations
  

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Airport Lounge Access

• 4 complimentary lounge visits to selected airport india
  

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Dining Delights

• Up to 20% off partner restaurants in india

Earn Cashback

• 5% cashback on your purchases through Amazon for prime users
• 3% cashback on purchases through Amazon for non-prime users
• 2% cashback on all transactions using Amazon Pay at partner merchants
• 1% cashback on all other transactions
  

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Fuel Surcharge Waiver

• 1% fuel surcharge waiver at all fuel stations
  

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Dining Benefits

• 15% on your dining bill at participating restaurants