Best Credit Cards for Travel India 2022

List of Best Travel Credit Cards in India

Credit CardBest ForAnnual Fee (INR)Best Features
Air India SBI Signature Credit CardAir India tickets booking499930 Reward Points for every Rs. 100 spent on Air India tickets booked. International Airport Luxury Lounge Access
Indigo Kotak Bank Credit CardIndiGo Spends15006% Rewards on IndiGo Spends. 6E Rewards every INR 100 spends on IndiGo
IRCTC SBI Card PremierIRCTC Cashback149910% Value Back on AC1, AC2, AC3, AC CC as Reward Points for ticket purchase on IRCTC. 5,000 Reward Points on annual travel spends of Rs. 1 lacs
Citibank PremierMiles Credit CardAirMiles3000₹3000 cash back on spends of ₹ 5000 in 60 days. Welcome gift of 10,000 Miles
AMEX Platinum Travel Credit CardTravel with ATO500025,000 Membership Rewards points redeemable for Flipkart voucher or ATO (Amex Travel Online).
Axis Bank Vistara Infinite Credit CardBusiness Class ticket100004 complimentary Business Class tickets free. 10,000 CV Points on spending Rs. 1.00 lakh

6. Axis Bank Vistara Infinite Credit Card

Air India SBI Signature Travel Credit Cards
Axis Bank Vistara Infinite Credit Card

Joining & Annual fees- ₹10,000

Reward points

  • 4 complimentary Business Class tickets

Lounge Access

  • Customers get free access to airport lounges at many Indian airports

Welcome Gift

  • Get a free Vistara Business Class ticket and Club Vistara Gold Membership

Milestone Benefits

  • 10,000 CV Points on spending Rs. 1.00 lakh
  • 1 Business Class ticket on spending over Rs. 2.50 lakh
  • 1 More Business Class ticket on spending over Rs. 5.00 lakh
  • Additional Business Class Class ticket on spending over Rs. 7.50 lakh
  • Additional Business Class Class ticket on spending over Rs. 12 lakh

Extra Benefits

  • Enjoy golf rounds at premium golf clubs at discounted rates
  • 15% discount at over 5,000 Restaurants in India
  • You should be age between 18 to 70 years
  • Minimum Income Required Rs. 6 lacs per annum
  • Salaried or self-employed both are eligible
  • The applicant should be a Resident of India
  • Joining and Renewal Fee Rs. 10,000

5. American Express Platinum Travel Credit Card

AMEX Platinum Travel Credit Cards
AMEX Platinum Travel Credit Card

Joining fees ₹3500 & Annual fees 5000

Reward points

  • 25,000 Membership Rewards points redeemable for Flipkart voucher on spending Rs. 4 Lacs in a year
  • 5,000 Membership Rewards points redeemable for Flipkart voucher on spending Rs. 1.90 Lacs in a year
  • 1 Membership Rewards Point for every Rs. 50 spent

Fuel Surcharge Waiver

  • 0% Convenience fee on fueling up at HPCL

Welcome Gift

  • Welcome Gift of 10,000 Rewards points on Flipkart voucher or Pay with Points option in Amex Travel Online

Lounge Access

  • 8 complimentary  Airport Lounge visits per year in India

Travel benefits

  • Travel benefits on ATO worth Rs. 7,500 Spend Rs. 4 Lacs in a Card membership year
  • Travel benefits on ATO worth Rs. 4,500 Spend Rs. 1.90 Lacs in a Card membership year

Cashback

  • Up to 10% cashback on OnePlus devices

Gift Voucher

  • Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels
  • You should be age over 18 years
  • Salaried or self-employed both are eligible
  • Salaried & Self Employed Annual Income INR Rs. 6 Lacs or above
  • Have to Indian or multinational bank’s savings or current account in India
  • Good credit history
  • Have a current/permanent residential address in India
  • Joining Fee Rs. 3500
  • Renewal Fee Rs. 5000

4. Citibank PremierMiles Credit Card

Citibank PremierMile
Citibank PremierMiles Credit Card

Joining & Annual fees- ₹3000

Earn Cashback

  • Get ₹ 3000 cash back on spends of ₹ 5000 in 60 days of card issuance


Welcome Gift

  • Welcome gift of 10,000 Miles
  • Earn 10,000 Miles on a spend of Rs.1,000 or more, within 60 days of card issuance

Lounge Access

  • Complimentary access to select airport lounges across India


Dining Privileges

  • Up to 20% savings across participating restaurants

Airline Privilege

  • 10 Miles / Rs.100 on airline transactions
  • 4 Miles / Rs.100 on all other spends
  • Air Accident Insurance Cover of up to ₹1 crore


Extra Benefits

  • Lost Card Liability Cover of ₹10 Lakh
  • You should be age of 18
  • Only Salaried person are eligible
  • Minimum Income Rs. 25,000 per month
  • Joining and Renewal Fee Rs. 3000

3. IRCTC SBI Card Premier

IRCTC SBI Card Premier
IRCTC SBI Card Premier

Joining & Annual fees- ₹1499

Reward points

  • 10% Value Back on AC1, AC2, AC3, AC CC as Reward Points for your ticket purchase on IRCTC  Official Website (irctc.co.in) and IRCTC Mobile App
  • 5% back on Air ticket purchases on www.air.irctc.co.in
  • 5% back on E-catering purchases on www.ecatering.irctc.co.in
  • 3 Reward Points per 125 spent on Dining and on Utility spends

Travel Offers

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000

Welcome Gift

  • 1500 Reward Points welcome gift equivalent to INR 1500 on payment of first annual fee (1 Reward Point= ₹ 1)

Lounge Access

  • 8 complimentary railway lounge access in a year to participating lounges in India

Milestone Privileges

  • 5,000 Reward Points on annual travel spends of Rs. 1 lacs
  • 2,500 Reward Points on annual travel spends of Rs. 50,000

  • You should be between the age of 18 to 70
  • Salaried or self-employed both are eligible
  • Joining and Renewal Fee Rs. 1499 +Taxes
  • Annual fee Reversal, spends of Rs. 2 Lakhs in a year

2. Indigo Kotak Bank Credit Card6E Rewards XL

Indigo Kotak Bank Travel Credit Cards
Indigo Kotak Bank Credit Card

Joining & Annual fees- ₹1500

Reward points

  • 6E Rewards can be earned on every INR 100 spends and no earnings will be applicable on IndiGo for group, corporate, SME and agent bookings
  • Bonus 6E Rewards will be valid for 6 months from the date of issuance
  • Rewards on IndiGo Spends 6%
    Rewards on Merchant Spends (Includes Dining, Grocery & Entertainment) 3%
    Rewards on Other Category spends 2%

Lounge access

  • Complimentary Domestic Airport Lounge access is permitted twice in every quarter at select airports
  • 8 Lounge access per year with every quarter

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000

Welcome Gift

  • Free Air Ticket- ₹3000
  • Free 6E Prime addon- ₹899
  • Accor hotels stay voucher- ₹5000
  • Accor hotels dining voucher- ₹1000
  • Budweiser gift voucher- ₹250
  • You should be age between 21 to 65 years
  • Should be a resident of India
  • Salaried or self-employed both are eligible
  • Joining and Renewal Fee Rs. 1500

1. Air India SBI Signature Credit Card

Air India SBI Signature Travel Credit Cards
Air India SBI Signature Credit Card

Joining & Annual fees- ₹4999

Reward points

  • Earn upto 30 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia Official website (airindia.in), or Airindia mobile app
  • 10 Reward Points when booked for others
  • Get 4 Reward points for every Rs. 100 spent
  • Anniversary gift of 5,000 Reward points every year
    • Enjoy bonus Reward points:
    Annual Retail Spend Bonus Reward Points Cumulative Bonus Reward Points
    Rs. 5 lakh 20,000 20,000
    Rs. 10 lakh 30,000 50,000
    Rs. 20 lakh 50,000 1,00,000

Travel Offers

  • International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
  • Enjoy the complimentary Visa Lounge Access Program in India at major domestic airports

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000

Welcome Gift

  • Get 20,000 Reward points as a welcome gift on payment of your joining fee
  • You should be age above 18 years
  • Minimum Income Required Rs. 60,000 per month
  • Salaried or self-employed both are eligible
  • Joining and Renewal Fee Rs. 4999

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