Best Credit Cards for Travel India 2022
List of Best Travel Credit Cards in India
- Air India SBI Signature Credit Card
- Indigo Kotak Bank Credit Card–6E Rewards XL
- IRCTC SBI Card Premier
- Citibank PremierMiles Credit Card
- American Express Platinum Travel Credit Card
- Axis Bank Vistara Infinite Credit Card
Credit Card | Best For | Annual Fee (INR) | Best Features |
---|---|---|---|
Air India SBI Signature Credit Card | Air India tickets booking | 4999 | 30 Reward Points for every Rs. 100 spent on Air India tickets booked. International Airport Luxury Lounge Access |
Indigo Kotak Bank Credit Card | IndiGo Spends | 1500 | 6% Rewards on IndiGo Spends. 6E Rewards every INR 100 spends on IndiGo |
IRCTC SBI Card Premier | IRCTC Cashback | 1499 | 10% Value Back on AC1, AC2, AC3, AC CC as Reward Points for ticket purchase on IRCTC. 5,000 Reward Points on annual travel spends of Rs. 1 lacs |
Citibank PremierMiles Credit Card | AirMiles | 3000 | ₹3000 cash back on spends of ₹ 5000 in 60 days. Welcome gift of 10,000 Miles |
AMEX Platinum Travel Credit Card | Travel with ATO | 5000 | 25,000 Membership Rewards points redeemable for Flipkart voucher or ATO (Amex Travel Online). |
Axis Bank Vistara Infinite Credit Card | Business Class ticket | 10000 | 4 complimentary Business Class tickets free. 10,000 CV Points on spending Rs. 1.00 lakh |
6. Axis Bank Vistara Infinite Credit Card

Axis Bank Vistara Infinite Credit Card
Joining & Annual fees- ₹10,000
Reward points
- 4 complimentary Business Class tickets
Lounge Access
- Customers get free access to airport lounges at many Indian airports
Welcome Gift
- Get a free Vistara Business Class ticket and Club Vistara Gold Membership
Milestone Benefits
- 10,000 CV Points on spending Rs. 1.00 lakh
- 1 Business Class ticket on spending over Rs. 2.50 lakh
- 1 More Business Class ticket on spending over Rs. 5.00 lakh
- Additional Business Class Class ticket on spending over Rs. 7.50 lakh
- Additional Business Class Class ticket on spending over Rs. 12 lakh
Extra Benefits
- Enjoy golf rounds at premium golf clubs at discounted rates
- 15% discount at over 5,000 Restaurants in India
- You should be age between 18 to 70 years
- Minimum Income Required Rs. 6 lacs per annum
- Salaried or self-employed both are eligible
- The applicant should be a Resident of India
- Joining and Renewal Fee Rs. 10,000
5. American Express Platinum Travel Credit Card

AMEX Platinum Travel Credit Card
Joining fees ₹3500 & Annual fees ₹5000
Reward points
- 25,000 Membership Rewards points redeemable for Flipkart voucher on spending Rs. 4 Lacs in a year
- 5,000 Membership Rewards points redeemable for Flipkart voucher on spending Rs. 1.90 Lacs in a year
- 1 Membership Rewards Point for every Rs. 50 spent
Fuel Surcharge Waiver
- 0% Convenience fee on fueling up at HPCL
Welcome Gift
- Welcome Gift of 10,000 Rewards points on Flipkart voucher or Pay with Points option in Amex Travel Online
Lounge Access
- 8 complimentary Airport Lounge visits per year in India
Travel benefits
- Travel benefits on ATO worth Rs. 7,500 Spend Rs. 4 Lacs in a Card membership year
- Travel benefits on ATO worth Rs. 4,500 Spend Rs. 1.90 Lacs in a Card membership year
Cashback
- Up to 10% cashback on OnePlus devices
Gift Voucher
- Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels
- You should be age over 18 years
- Salaried or self-employed both are eligible
- Salaried & Self Employed Annual Income INR Rs. 6 Lacs or above
- Have to Indian or multinational bank’s savings or current account in India
- Good credit history
- Have a current/permanent residential address in India
- Joining Fee Rs. 3500
- Renewal Fee Rs. 5000
4. Citibank PremierMiles Credit Card

Citibank PremierMiles Credit Card
Joining & Annual fees- ₹3000
Earn Cashback
-
Get ₹ 3000 cash back on spends of ₹ 5000 in 60 days of card issuance
Welcome Gift
- Welcome gift of 10,000 Miles
- Earn 10,000 Miles on a spend of Rs.1,000 or more, within 60 days of card issuance
Lounge Access
-
Complimentary access to select airport lounges across India
Dining Privileges
- Up to 20% savings across participating restaurants
Airline Privilege
- 10 Miles / Rs.100 on airline transactions
- 4 Miles / Rs.100 on all other spends
- Air Accident Insurance Cover of up to ₹1 crore
Extra Benefits
- Lost Card Liability Cover of ₹10 Lakh
- You should be age of 18
- Only Salaried person are eligible
- Minimum Income Rs. 25,000 per month
- Joining and Renewal Fee Rs. 3000
3. IRCTC SBI Card Premier

IRCTC SBI Card Premier
Joining & Annual fees- ₹1499
Reward points
- 10% Value Back on AC1, AC2, AC3, AC CC as Reward Points for your ticket purchase on IRCTC Official Website (irctc.co.in) and IRCTC Mobile App
- 5% back on Air ticket purchases on www.air.irctc.co.in
- 5% back on E-catering purchases on www.ecatering.irctc.co.in
- 3 Reward Points per 125 spent on Dining and on Utility spends
Travel Offers
- Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
- Save 1.8% transaction charges on airline ticket bookings on www.air.irctc.co.in
Fuel Surcharge Waiver
- 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000
Welcome Gift
- 1500 Reward Points welcome gift equivalent to INR 1500 on payment of first annual fee (1 Reward Point= ₹ 1)
Lounge Access
- 8 complimentary railway lounge access in a year to participating lounges in India
Milestone Privileges
- 5,000 Reward Points on annual travel spends of Rs. 1 lacs
- 2,500 Reward Points on annual travel spends of Rs. 50,000
- You should be between the age of 18 to 70
- Salaried or self-employed both are eligible
- Joining and Renewal Fee Rs. 1499 +Taxes
- Annual fee Reversal, spends of Rs. 2 Lakhs in a year
2. Indigo Kotak Bank Credit Card–6E Rewards XL

Indigo Kotak Bank Credit Card
Joining & Annual fees- ₹1500
Reward points
- 6E Rewards can be earned on every INR 100 spends and no earnings will be applicable on IndiGo for group, corporate, SME and agent bookings
- Bonus 6E Rewards will be valid for 6 months from the date of issuance
-
Rewards on IndiGo Spends 6% Rewards on Merchant Spends (Includes Dining, Grocery & Entertainment) 3% Rewards on Other Category spends 2%
Lounge access
- Complimentary Domestic Airport Lounge access is permitted twice in every quarter at select airports
- 8 Lounge access per year with every quarter
Fuel Surcharge Waiver
- 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000
Welcome Gift
- Free Air Ticket- ₹3000
- Free 6E Prime addon- ₹899
- Accor hotels stay voucher- ₹5000
- Accor hotels dining voucher- ₹1000
- Budweiser gift voucher- ₹250
- You should be age between 21 to 65 years
- Should be a resident of India
- Salaried or self-employed both are eligible
- Joining and Renewal Fee Rs. 1500
1. Air India SBI Signature Credit Card

Air India SBI Signature Credit Card
Joining & Annual fees- ₹4999
Reward points
- Earn upto 30 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia Official website (airindia.in), or Airindia mobile app
- 10 Reward Points when booked for others
- Get 4 Reward points for every Rs. 100 spent
- Anniversary gift of 5,000 Reward points every year
-
- Enjoy bonus Reward points:
Annual Retail Spend Bonus Reward Points Cumulative Bonus Reward Points Rs. 5 lakh 20,000 20,000 Rs. 10 lakh 30,000 50,000 Rs. 20 lakh 50,000 1,00,000
Travel Offers
- International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
- Enjoy the complimentary Visa Lounge Access Program in India at major domestic airports
Fuel Surcharge Waiver
- 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000
Welcome Gift
- Get 20,000 Reward points as a welcome gift on payment of your joining fee
- You should be age above 18 years
- Minimum Income Required Rs. 60,000 per month
- Salaried or self-employed both are eligible
- Joining and Renewal Fee Rs. 4999