Best Credit Card SBI 2022
List of Best SBI Credit Cards Category wise
- SBI Simply Click Credit Card
- SBI ELITE Credit Card
- SBI Prime Credit Card
- IRCTC SBI Card Premier
- BPCL SBI Credit Card
- SBI ELITE Business Credit Card
- SBI Student Plus Advantage Credit Card
| SBI Credit Card | Category | Annual Fee (INR) | Best Features |
|---|---|---|---|
| Simply Click Credit Card | Shopping | 499 | 10X rewards on- Amazon / Apollo24X7/ BookMyShow / Cleartrip / Dineout/ Lenskart / Netmeds. |
| ELITE Credit Card | Lifestyle | 4999 | 5X Reward Points on Dining, Departmental stores and Grocery Spend. 50,000 Bonus Reward Points worth Rs. 12,500/ year |
| Prime Credit Card | Reward | 2999 | 5X Reward Points on Dining, Departmental stores, Grocery, and Movies. E-Gift Voucher of Yatra.com/ Pantaloons or Pizza Hut. Birthday special benefits |
| IRCTC Card Premier | Travel | 1499 | 10% Value Back ticket purchase on IRCTC. 5% back on Air ticket purchases. 5,000 Reward Points on annual travel spends of Rs. 1 lacs |
| BPCL Credit Card | Fuel | 499 | 13X Reward Points on fuel purchases at BPCL petrol pumps, 3.25% Fuel surcharge waiver on every BPCL transaction |
| ELITE Business Credit Card | Business | 4999 | 5X reward points pends at Metro Cash & Carry . Get Rs.750 off on Flight bookings. 20% off on Hotel bookings |
| Student Plus Advantage Credit Card | Student | 500 | 10X Reward Points on your International spends. 10X Reward Points on spends at all Departmental and Grocery stores |
7. SBI Student Plus Advantage Credit Card
Student Plus Advantage Credit Card
No joining fees, Annual fees 500
Reward points
- 10X Reward Points on your spends at all Departmental and Grocery stores
- 10X Reward Points on your International spends
- 1 reward point per Rs. 100 spent
Fuel Surcharge Waiver
- 2.5% fuel surcharge waiver for every petrol pump in India, transaction between Rs. 500 and Rs. 3000
Extra benefits
- Register free of cost in IRCTC official website, and Booking online Railway Tickets
- Utility Bill Payment facility
- Identification Proof (PAN Card/Aadhaar Card/ Passport/ Driving License)
- Residence Proof (Aadhaar Card/ Passport/ Driving License/Electricity Bill/Telephone Bill)
- Education Loan Account Statement
- Fixed Deposit Account Receipt
- Passport Size Photograph
- Student ID Card
- No Joining fee
- Renewal fee Rs. 500
- Total purchases on the card in the previous year Rs. 35,000 or above, annual fee waived off
6. SBI ELITE Business Credit Card
ELITE Business Credit Card
Joining and Annual fees- ₹4999
Reward
- 5X Reward Points on Dining, Utility Bills payments and Office supplies
- 2 Reward Points per Rs. 100 on all other spends (except fuel)
Fuel Surcharge Waiver
- 1% fuel surcharge waiver across all fuel stations
Welcome Gift
- Rs. 5,000 worth welcome gift vouchers
Lounge Access
- 6 complimentary visits per year to International Priority Pass Lounges, outside India
- 8 complimentary visits per year to Mastercard Lounges in India
Milestone Privileges
- Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
- Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 to 4 lakhs
- Free Movie Tickets worth Rs. 6,000 every year
- (Transaction valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only)
Yatra For Business
- Get Rs.750 off on Flight bookings above INR 6000
- Get 20% off on Hotel bookings
- Enjoy 1,500 Bonus Points on your first stay & additional Rs. 1,000 hotel credit on extended night stay
Metro Cash & carry
- 5X reward points per INR 100 on all spends at Metro Cash & Carry stores
- Complimentary privileges through Bandhan- Loyalty program of Metro Cash & Carry
Club Vistara Membership
- Complimentary Club Vistara Silver membership
- Get 1 complimentary Upgrade Voucher
- Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
Forex Markup
- Lowest Foreign Currency Mark-up Charge of 1.99% on International usage
- 2 Reward Points on every Rs.100 spent on International transactions
- You should be between the age of 18 to 70
- Salaried or self-employed both are eligible
- Minimum Income Rs. 60,000 per month
- Joining and Annual Fee Rs. 4,999
- Renewal Fees Reversal, spends Rs. 10 Lakhs in the year
5. BPCL SBI Credit Card
BPCL Credit Card
Joining and Annual fees- ₹499
Reward points
- 13X Reward Points on fuel purchases at BPCL petrol pumps (4.25% Valueback)
- 5X Reward Points on every ₹ 100 spent at Groceries, Departmental Stores, Movies & Dining
Fuel Surcharge Waiver
- 3.25% + 1% Fuel surcharge waiver on every BPCL transaction upto ₹ 4000
Welcome Gift
- 2,000 Activation Bonus Reward Points Rs. 500 on payment of joining fee
- You should be between the age of 18 to 60
- Salaried or self-employed both are eligible
- Minimum Income Rs. 30,000 per month
- Joining and Renewal Fee Rs. 499 +Taxes
- Renewal Fee reversible if annual spends for last year Rs. 50,000 or more
4. IRCTC SBI Card Premier
IRCTC Card Premier
Joining & Annual fees- ₹1499
Reward points
- 10% Value Back on AC1, AC2, AC3, AC CC as Reward Points for your ticket purchase on IRCTC Official Website (irctc.co.in) and IRCTC Mobile App
- 5% back on Air ticket purchases on www.air.irctc.co.in
- 5% back on E-catering purchases on www.ecatering.irctc.co.in
- 3 Reward Points per 125 spent on Dining and on Utility spends
Travel Offers
- Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
- Save 1.8% transaction charges on airline ticket bookings on www.air.irctc.co.in
Fuel Surcharge Waiver
- 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000
Welcome Gift
- 1500 Reward Points welcome gift equivalent to INR 1500 on payment of first annual fee (1 Reward Point= ₹ 1)
Lounge Access
- 8 complimentary railway lounge access in a year to participating lounges in India
Milestone Privileges
- 5,000 Reward Points on annual travel spends of Rs. 1 lacs
- 2,500 Reward Points on annual travel spends of Rs. 50,000
- You should be between the age of 18 to 70
- Salaried or self-employed both are eligible
- Joining and Renewal Fee Rs. 1499 +Taxes
- Annual fee Reversal, spends of Rs. 2 Lakhs in a year
3. SBI Prime Credit Card
Prime Credit Card
Joining and Annual fees- ₹2999
Reward points
- 5X Reward Points on Dining, Departmental stores, Grocery, and Movies
- 2 Reward Points per Rs. 100 on all other spends
Fuel Surcharge Waiver
- 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000
Welcome Gift
- Rs. 3,000 worth welcome gift vouchers (Spend, Bata/ Hush Puppies, Pantaloons, Shoppers Stop, you can redeem your e-Gift Voucher)
Lounge Access
- 8 complimentary Domestic Airport Lounge visits every quarter in India
- 4 complimentary Airport Lounge visits per calendar year, outside India
Milestone Privileges
- Get Pizza Hut e-Voucher worth Rs. 1,000 Bonus spends of Rs. 50,000 in a year
- Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
- E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on annual spends of Rs. 5 Lakhs
Trident Privilege Membership
- Complimentary Trident Privilege Red Tier membership
- Get exclusive 1,000 Welcome Points on registration
- Enjoy 1,500 Bonus Points on your first stay & additional Rs. 1,000 hotel credit on extended night stay
- 10% instant saving on bookings through hotel website
- Earn 10 points for every Rs.100 spent during you stay at participating hotels
Club Vistara Membership
- Complimentary Club Vistara Silver membership
- Get 1 complimentary Upgrade Voucher
- Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
Birthday Benefit
- Enjoy 20 Reward Points per Rs. 100 spent on your birthday
- You should be between the age of 18 to 70
- Salaried or self-employed both are eligible
- Minimum Income Rs. 30,000 per month
- Joining and Renewal Fee Rs. 2,999 +Taxes
- Renewal Fees Reversal, for Welcome gift worth Rs. 3,000
2. SBI ELITE Credit Card
ELITE Credit Card
Joining and Annual fees- ₹4,999
Reward
- 5X Reward Points on Dining, Departmental stores and Grocery Spends
- 2 Reward Points per Rs. 100 on all other spends
- 2 Reward Points on every Rs.100 spent on International transactions
Fuel Surcharge Waiver
- 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000
Welcome Gift
- Rs. 5,000 worth welcome gift vouchers
Lounge Access
- 2 complimentary Domestic Airport Lounge visits every quarter in India
- 6 complimentary Airport Lounge visits per calendar year, outside India
Milestone Privileges
- Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
- Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 5 lakhs and 8 lakhs
- Free Movie Tickets worth Rs. 6,000 every year
- Transaction valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only
Trident Privilege Membership
- Complimentary Trident Privilege Red Tier membership
- Get exclusive 1,000 Welcome Points on registration
- Enjoy 1,500 Bonus Points on your first stay & additional Rs. 1,000 hotel credit on extended night stay
Club Vistara Membership
- Complimentary Club Vistara Silver membership
- Get 1 complimentary Upgrade Voucher
- Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
Forex Markup
- Lowest Foreign Currency Mark-up Charge of 1.99% on International usage
- 2 Reward Points on every Rs.100 spent on International transactions
- You should be between the age of 18 to 70
- Salaried or self-employed both are eligible
- Minimum Income Rs. 60,000 per month
- Joining Fee Rs. 4,999
- Renewal Fee Rs. 4,999 (from second year onwards)
- Renewal Fees Reversal, spends Rs. 10 Lakhs in the year
1. SBI Simply Click Credit Card
Simply Click Credit Card
Joining and Annual fees- ₹499
Reward points
- 10X rewards on online spends with exclusive partners- Amazon / Apollo24X7/ BookMyShow / Cleartrip / Dineout/ Lenskart / Netmeds
- 5 rewards per Rs. 100 on other online spends
- 1 reward point per Rs. 100 spent on other categories
Welcome Benefit
- welcome e-gift card worth Rs. 500 from Amazon
Milestone Benefits
- E-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh and Rs. 2 Lakhs each
Fuel Surcharge Waiver
- 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 3000
- Available to both Salaried and Self-employed
- Salaried person gross Income ₹20,00 per month
- Self-employed gross Income ₹30,000 per month
- Joining & Renewal Fees – ₹499
- Spend 1 lakhs or more in the preceding 1 year and get renewal membership fee waived off