Best Credit Card of Kotak Mahindra Bank 2022

List of Best Kotak Mahindra Bank Credit Cards Category wise

Kotak Bank Credit CardCategoryAnnual Fee (INR)Best Features
Royale Signature Credit CardLifestyle/ Travel/ ShoppingNIL4X reward points on every Rs. 150 spent, 4X reward points of Special Categories, Complimentary Airport Lounges
Indigo-6E Rewards XL Credit CardTravel/ Dining15006% Rewards on IndiGo Spends, 3% Rewards on Dining, Grocery & Entertainment, Free Air Ticket- ₹3000
811 DreamDifferent Credit CardShopping/ RewardNIL2 reward points against every Rs. 100 of online spends, 500 bonus reward points on Activation and Rs. 5000 spends, withdraw cash up to 90% of your total credit limit
Fortune Gold Credit CardShopping/ MovieNILEasy Cash Access Kotak and other VISA ATMs, Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets

4. Kotak Fortune Gold Credit Card

Kotak Fortune Gold Credit Card
Fortune Gold Credit Card

No joining and annual fees.

Easy Cash Access

    • Kotak and other VISA ATMs
    • Cash and fund transfer at branch
    • Call for a demand draft
    • Fund transfer and demand draft online

Interest Free Cash

    • Enjoy higher cash limit: 50% of your credit limit
    • Cash Advance fee of Rs. 199 per Rs. 10,000 or part thereof
    • Available all year around Up to 48 days

Fuel Surcharge Waiver

    • Applicable on Transactions between Rs. 500and Rs. 3000
    • Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500

Kotak Fortune Shield

    • In case your Credit Card is stolen, you get a cover of Rs. 50,000 against fraudulent usage up to 7 days pre-reporting

Add-on Card

    • Your Add-on Card will have all the benefits that you enjoy on your Card

Extra Benefits

  • Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750
  • You must be age between 21 to 65 years
  • Income Rs. 3 Lakhs or above per annum
  • Applicant should be a resident of India
  • For Businessmen only
  • Location - Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune
  • No Joining and Annual Fees

3. Kotak 811 DreamDifferent Credit Card

Kotak 811 DreamDifferent Credit Card
811 DreamDifferent Credit Card

No joining and annual fees.

Reward Points

    • Earn 2 reward points against every Rs. 100 of online spends
    • Earn 1 reward point against every Rs. 100 of other spends

Welcome Benefits

    • Earn 500 bonus reward points on – Activation and Rs. 5000 spends in the first 45 days of card set up

Interest free cash withdrawal

    • You can withdraw cash up to 90% of your total credit limit

Fuel & Railway  Surcharge waiver

    • 1% across all petrol pumps for transactions between Rs. 500 and Rs. 3000 (max. Rs. 3500/year)
    • 1.8%  for transactions on irctc.co.in & 2.5% Indian railway booking counters (max Rs. 500/year)

811 DreamDifferent Shield

    • In case your Credit Card is stolen, you get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre reporting
  • You must be age between 18 to 75
  • Minimum FD Amount - Rs. 10,000
  • Only Individual TDs are allowed
  • Applicant should be a resident of India
  • NRI customer can only apply via offline process
  • No Joining and Annual Fees
  • Against FD Amount - Rs. 10,000

 

2. Indigo Kotak Bank Credit Card6E Rewards XL

Indigo Kotak Bank Travel Credit Cards
Indigo Kotak Bank Credit Card

Joining & Annual fees- ₹1500

Reward points

  • 6E Rewards can be earned on every INR 100 spends and no earnings will be applicable on IndiGo for group, corporate, SME and agent bookings
  • Bonus 6E Rewards will be valid for 6 months from the date of issuance
  • Rewards on IndiGo Spends 6%
    Rewards on Merchant Spends (Includes Dining, Grocery & Entertainment) 3%
    Rewards on Other Category spends 2%

Lounge access

  • Complimentary Domestic Airport Lounge access is permitted twice in every quarter at select airports
  • 8 Lounge access per year with every quarter

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000

Welcome Gift

  • Free Air Ticket- ₹3000
  • Free 6E Prime addon- ₹899
  • Accor hotels stay voucher- ₹5000
  • Accor hotels dining voucher- ₹1000
  • Budweiser gift voucher- ₹250
  • You should be age between 21 to 65 years
  • Should be a resident of India
  • Salaried or self-employed both are eligible
  • Joining and Renewal Fee Rs. 1500

1. Kotak Royale Signature Credit Card

Royale Signature Credit Card

No joining and annual fees.

Reward Points

    • 4X reward points on every Rs. 150 spent
    • 4X reward points of Special Categories (Hotels, Restaurants , Travel Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers,International Spends)
    • 2X reward points of Other Categories

Travel Benefits

    • Complimentary Airport Lounges in India and enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi

Fuel & Railway  Surcharge waiver

    • 1% across all petrol pumps for transactions between Rs. 500 and Rs. 3000 (max. Rs. 3500/year)
    • Save railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters

Extra Benefits

  • Card stolen cover of Rs. 2,50,000
  • Safe and Secure Contactless payments
  • Visa payWave Credit Card and pay for transactions up to Rs. 5000 without a PIN
  • You must be age between 21 to 65
  • Gross Income Rs. 24 Lakhs or above per annum
  • Only Individual TDs are allowed
  • Applicant should be a resident of India
  • Location - Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune
  • No Joining and Annual Fees
  • Against FD Amount - Rs. 10,000

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