Easy Cash Access

• • Kotak and other VISA ATMs
  • Cash and fund transfer at branch
  • Call for a demand draft
  • Fund transfer and demand draft online
    

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Interest Free Cash

• • Enjoy higher cash limit: 50% of your credit limit
  • Cash Advance fee of Rs. 199 per Rs. 10,000 or part thereof
  • Available all year around Up to 48 days
    

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Fuel Surcharge Waiver

• • Applicable on Transactions between Rs. 500and Rs. 3000
  • Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500
    

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Kotak Fortune Shield

• • In case your Credit Card is stolen, you get a cover of Rs. 50,000 against fraudulent usage up to 7 days pre-reporting
    

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Add-on Card

• • Your Add-on Card will have all the benefits that you enjoy on your Card
    

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Extra Benefits

• Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750

Reward Points

• • Earn 2 reward points against every Rs. 100 of online spends
  • Earn 1 reward point against every Rs. 100 of other spends
    

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Welcome Benefits

• • Earn 500 bonus reward points on – Activation and Rs. 5000 spends in the first 45 days of card set up
    

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Interest free cash withdrawal

• • You can withdraw cash up to 90% of your total credit limit
    

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Fuel & Railway  Surcharge waiver

• • 1% across all petrol pumps for transactions between Rs. 500 and Rs. 3000 (max. Rs. 3500/year)
  • 1.8%  for transactions on irctc.co.in & 2.5% Indian railway booking counters (max Rs. 500/year)
    

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811 DreamDifferent Shield

• • In case your Credit Card is stolen, you get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre reporting

Reward points

• 6E Rewards can be earned on every INR 100 spends and no earnings will be applicable on IndiGo for group, corporate, SME and agent bookings
• Bonus 6E Rewards will be valid for 6 months from the date of issuance

• Rewards on IndiGo Spends	6%
  Rewards on Merchant Spends (Includes Dining, Grocery & Entertainment)	3%
  Rewards on Other Category spends	2%

Lounge access

• Complimentary Domestic Airport Lounge access is permitted twice in every quarter at select airports
• 8 Lounge access per year with every quarter
  

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Fuel Surcharge Waiver

• 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000
  

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Welcome Gift

• Free Air Ticket- ₹3000
• Free 6E Prime addon- ₹899
• Accor hotels stay voucher- ₹5000
• Accor hotels dining voucher- ₹1000
• Budweiser gift voucher- ₹250

Reward Points

• • 4X reward points on every Rs. 150 spent
  • 4X reward points of Special Categories (Hotels, Restaurants , Travel Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers,International Spends)
  • 2X reward points of Other Categories
    

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Travel Benefits

• • Complimentary Airport Lounges in India and enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi
    

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Fuel & Railway  Surcharge waiver

• • 1% across all petrol pumps for transactions between Rs. 500 and Rs. 3000 (max. Rs. 3500/year)
  • Save railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters
    

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Extra Benefits

• Card stolen cover of Rs. 2,50,000
• Safe and Secure Contactless payments
• Visa payWave Credit Card and pay for transactions up to Rs. 5000 without a PIN