Best Credit Card of IDFC First Bank 2022
List of Best IDFC First Bank Credit Cards Category wise
| IDFC Bank Credit Card | Category | Annual Fee (INR) | Best Features |
|---|---|---|---|
| Wealth Credit Card | Reward/ Travel | NIL | 10X Reward Points, 2 complimentary Golf rounds, Air Accident Cover of ₹ 1 cr |
| Select Credit Card | Reward/ Lifestyle | NIL | 10X Reward Points, 4 complimentary Railway and Airway lounge access, Travel Insurance Cover of ₹ 22,500 |
| Millennia Credit Card | Reward/ Shopping | NIL | 10X Reward Points, 25% discount on movie tickets, Personal Accident Cover of ₹ 2 lakhs |
3. IDFC FIRST Millennia Credit Card
Millennia Credit Card
No joining and annual fees.
Reward Points
-
- 10X Reward Points on incremental spends above ₹20,000 per month
- 10X Reward Points on your Birthday
- 6X & 3X Reward Points on online & in-store spends respectively on spends up to ₹20,000 per month
- Reward points that never expire
Welcome Gift
-
- Welcome voucher worth ₹ 500 on spending ₹ 15,000 or more within 90 days of card issuance
- 5% cashback on the transaction value for first EMI transaction within the first 90 days of card issuance
Fuel Surcharge Waiver
-
- 1%, at all fuel stations across India, up to ₹ 200/month
- 1%, at all fuel stations across India, up to ₹ 200/month
Railway Surcharge Waiver
-
- 4 complimentary Railway lounge visits per quarter
- 4 complimentary Railway lounge visits per quarter
IDFC FIRST Millennia Shield
-
- Personal Accident Cover of ₹ 2 lakhs
- Lost Card Liability Cover of ₹ 25, 000
- Complimentary Roadside Assistance Rs. 1,399
- Personal Accident Cover of ₹ 2 lakhs
Extra Benefits
- 25% discount on movie tickets up to ₹ 100 (valid once per month)
- 50+ in-App discount offers
- Up to 20% discount at 1500+ restaurants
- Up to 15% discount at 3000+ Health & Wellness outlets
- You should be at least 18 years old
- Salaried or self-employed both are eligible
- Credit score must be 700 and above
- Applicant should be a resident of India
-
No Joining and Annual Fees
2. IDFC FIRST Select Credit Card
Select Credit Card
No joining and annual fees.
Earn Reward Points
-
- 10X Reward Points on incremental spends above ₹20,000 per month
- 10X Reward Points on your Birthday
- 6X & 3X Reward Points on online & in-store spends respectively on spends up to ₹20,000 per month
- Unlimited Reward points that never expire
Welcome Gift
-
- Welcome voucher worth ₹ 500 on spending ₹ 15,000 or more within 90 days of card issuance
- 5% cashback on the transaction value for first EMI transaction within the first 90 days of card issuance
Fuel Surcharge Waiver
-
- 1%, at all fuel stations across India, up to ₹ 3oo/month
- 1%, at all fuel stations across India, up to ₹ 3oo/month
Lounge access
- 4 complimentary Railway lounge visits per quarter
- 4 complimentary Domestic airport lounge visits per quarter
Insurance and Road Assistance
- Travel Insurance Cover of ₹ 22,500
- Air Accident Cover of ₹ 1 crore
- Personal Accident Cover of ₹ 5 lakhs
- Lost Card Liability Cover of ₹ 50,000
Extra Benefits
- 25% discount on movie tickets up to ₹ 250 on Paytm mobile app (valid once per month)
- 50+ in-App discount offers
- Up to 20% discount at 1500+ restaurants
- Up to 15% discount at 3000+ Health & Wellness outlets
- You should be at least 18 years old
- Salaried or self-employed both are eligible
- Credit score must be 700 and above
- Applicant should be a resident of India
-
No Joining and Annual Fees
1. IDFC FIRST Wealth Credit Card
Wealth Credit Card
No joining and annual fees.
Earn Reward Points
-
- 10X Reward Points on incremental spends above ₹20,000 per month
- 10X Reward Points on your Birthday
- 6X & 3X Reward Points on online & in-store spends respectively on spends up to ₹20,000 per month
- Unlimited Reward points that never expire
Welcome Gift
- Welcome voucher worth ₹ 500 on spending ₹ 15,000 or more within 90 days of card issuance
- 5% cashback on the transaction value for first EMI transaction within the first 90 days of card issuance
Fuel Surcharge Waiver
-
- 1%, at all fuel stations across India, up to ₹ 4oo/month
- 1%, at all fuel stations across India, up to ₹ 4oo/month
Lounge access
-
- 4 complimentary Domestic & International airport lounge visits per quarter
- 4 complimentary Domestic & International airport lounge visits per quarter
IDFC FIRST Wealth Benefits
- 2 complimentary Golf rounds per month
Insurance and Road Assistance
- Air Accident Cover of ₹ 1 cr
- Personal Accident Cover of ₹ 10 lakhs
- Travel Insurance Cover of Rs. 22,500
- Complimentary Roadside Assistance Rs. 1,399
Extra Benefits
- 25% discount on movie tickets up to ₹ 500 Paytm mobile app (valid once per month)
- 50+ in-App discount offers
- Up to 20% discount at 1500+ restaurants
- Up to 15% discount at 3000+ Health & Wellness outlets
- You should be at least 18 years old
- Salaried or self-employed both are eligible
- Credit score must be 700 and above
- Applicant should be a resident of India
-
No Joining and Annual Fees