Best Credit Card of IDFC First Bank 2022

List of Best IDFC First Bank Credit Cards Category wise

IDFC Bank Credit CardCategoryAnnual Fee (INR)Best Features
Wealth Credit CardReward/ TravelNIL10X Reward Points, 2 complimentary Golf rounds, Air Accident Cover of ₹ 1 cr
Select Credit CardReward/ LifestyleNIL10X Reward Points, 4 complimentary Railway and Airway lounge access, Travel Insurance Cover of ₹ 22,500
Millennia Credit CardReward/ ShoppingNIL10X Reward Points, 25% discount on movie tickets, Personal Accident Cover of ₹ 2 lakhs

3. IDFC FIRST Millennia Credit Card

IDFC FIRST Millennia Credit Card
Millennia Credit Card

No joining and annual fees.

Reward Points

    • 10X Reward Points on incremental spends above ₹20,000 per month
    • 10X Reward Points on your Birthday
    • 6X & 3X Reward Points on online & in-store spends respectively on spends up to ₹20,000 per month
    • Reward points that never expire

Welcome Gift

    • Welcome voucher worth ₹ 500 on spending ₹ 15,000 or more within 90 days of card issuance
    • 5% cashback on the transaction value for first EMI transaction within the first 90 days of card issuance

Fuel Surcharge Waiver

    • 1%, at all fuel stations across India, up to ₹ 200/month

Railway Surcharge Waiver

    • 4 complimentary Railway lounge visits per quarter

IDFC FIRST Millennia Shield

    • Personal Accident Cover of ₹ 2 lakhs
    • Lost Card Liability Cover of ₹ 25, 000
    • Complimentary Roadside Assistance Rs. 1,399

Extra Benefits

  • 25% discount on movie tickets up to ₹ 100 (valid once per month)
  • 50+ in-App discount offers
  • Up to 20% discount at 1500+ restaurants
  • Up to 15% discount at 3000+ Health & Wellness outlets
  • You should be at least 18 years old
  • Salaried or self-employed both are eligible
  • Credit score must be 700 and above
  • Applicant should be a resident of India
  • No Joining and Annual Fees

2. IDFC FIRST Select Credit Card

IDFC FIRST Select Free Credit Cards in India
Select Credit Card

No joining and annual fees.

Earn Reward Points

    • 10X Reward Points on incremental spends above ₹20,000 per month
    • 10X Reward Points on your Birthday
    • 6X & 3X Reward Points on online & in-store spends respectively on spends up to ₹20,000 per month
    • Unlimited Reward points that never expire

Welcome Gift

    • Welcome voucher worth ₹ 500 on spending ₹ 15,000 or more within 90 days of card issuance
    • 5% cashback on the transaction value for first EMI transaction within the first 90 days of card issuance

Fuel Surcharge Waiver

    • 1%, at all fuel stations across India, up to ₹ 3oo/month

Lounge access

  • 4 complimentary Railway lounge visits per quarter
  • 4 complimentary Domestic airport lounge visits per quarter

Insurance and Road Assistance

  • Travel Insurance Cover of ₹ 22,500
  • Air Accident Cover of  ₹ 1 crore
  • Personal Accident Cover of ₹ 5 lakhs
  • Lost Card Liability Cover of ₹ 50,000

Extra Benefits

  • 25% discount on movie tickets up to ₹ 250 on Paytm mobile app (valid once per month)
  • 50+ in-App discount offers
  • Up to 20% discount at 1500+ restaurants
  • Up to 15% discount at 3000+ Health & Wellness outlets
  • You should be at least 18 years old
  • Salaried or self-employed both are eligible
  • Credit score must be 700 and above
  • Applicant should be a resident of India
  • No Joining and Annual Fees

1. IDFC FIRST Wealth Credit Card

Wealth Credit Card

No joining and annual fees.

Earn Reward Points

    • 10X Reward Points on incremental spends above ₹20,000 per month
    • 10X Reward Points on your Birthday
    • 6X & 3X Reward Points on online & in-store spends respectively on spends up to ₹20,000 per month
    • Unlimited Reward points that never expire

Welcome Gift

  • Welcome voucher worth ₹ 500 on spending ₹ 15,000 or more within 90 days of card issuance
  • 5% cashback on the transaction value for first EMI transaction within the first 90 days of card issuance

Fuel Surcharge Waiver

    • 1%, at all fuel stations across India, up to ₹ 4oo/month

Lounge access

    • 4 complimentary Domestic & International airport lounge visits per quarter

IDFC FIRST Wealth Benefits

  • 2 complimentary Golf rounds per month

Insurance and Road Assistance

  • Air Accident Cover of ₹ 1 cr
  • Personal Accident Cover of ₹ 10 lakhs
  • Travel Insurance Cover of Rs. 22,500
  • Complimentary Roadside Assistance Rs. 1,399

Extra Benefits

  • 25% discount on movie tickets up to ₹ 500 Paytm mobile app (valid once per month)
  • 50+ in-App discount offers
  • Up to 20% discount at 1500+ restaurants
  • Up to 15% discount at 3000+ Health & Wellness outlets
  • You should be at least 18 years old
  • Salaried or self-employed both are eligible
  • Credit score must be 700 and above
  • Applicant should be a resident of India
  • No Joining and Annual Fees

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