Best Credit Card of Bank of Baroda 2022
List of Best Bank of Baroda Credit Card Category wise
- Bank of Baroda Eterna Credit Card
- Bank of Baroda Select Credit Card
- Bank of Baroda Premier Credit Card
- Bank of Baroda Prime Credit Card
- Bank of Baroda Easy Credit Card
| IDFC Bank Credit Card | Category | Annual Fee (INR) | Best Features |
|---|---|---|---|
| BOB Eterna Credit Card | Shopping/ Travel/ Dining | 2499 | 15 reward points for every ₹ 100 spent on online shopping, 15 reward points for every ₹ 100 spent on Dining, Travel and International transaction |
| BOB Select Credit Card | Lifestyle/ Shopping | 750 | 5x Reward Points on every Rs. 100 spent on Dining, Utility bills, and Online spends, 3 lifetime free add-on cards |
| BOB Premier Credit Card | Travel/ Dining | NIL | 10 Reward Points for every Rs. 100 spent on Travel, Dining and Abroad, Complimentary Airport Lounge access |
| BOB Prime Credit Card | Reward/ Cashback | NIL | 4 reward points on every Rs 100 spent, 1% cashback on all spends |
| BOB Easy Credit Card | Reward/ Shopping | NIL | 5x Reward Points on every Rs. 100 spent on groceries, movies, and departmental stores |
5. Bank of Baroda Easy Credit Card
BOB Easy Credit Card
No joining and annual fees.
Reward Points
- 5x Reward Points on every Rs. 100 spent on groceries, movies, and departmental stores
- 1 Reward point for every Rs. 100 spent on other categories
Earn Cashback
- 0.5% cashback on payment of card bill
Fuel surcharge waiver
- 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5,000
Extra Benefits
- 3 lifetime free add-on cards
- Report loss of card immediately to ensure zero liability on any fraudulent transactions
- Up to 50 days of interest free credit from the date of any purchase
- You must be age between 18 to 65
- Minimum annual income must be INR 4 lakh per annam
- Available both Salaried and Self-employed
- No Joining and Annual Fees
- Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year, waiver of annual fees
4. Bank of Baroda Prime Credit Card
BOB Prime Credit Card
No joining and annual fees.
Reward points
- 4 reward points on every Rs 100 spent
- 1% cashback on all spends
Fuel surcharge waiver
- 1% fuel surcharge waived for all fuel transactions between Rs. 400 to Rs. 5,000
Extra Benefit
- 3 lifetime free add-on cards
- Report loss of card immediately to ensure zero liability on any fraudulent transactions
- Up to 50 days of interest free credit from the date of any purchase
- You must be age between 18 to 65 years
- Minimun Rs. 15,000 FD
- No Joining and Annual Fees
- Against FD of Rs. 15,000
3. Bank of Baroda Premier Credit Card
BOB Premier Credit Card
No joining and annual fees.
Reward Points
- 10 Reward Points for every Rs. 100 spent on Travel, Dining and Abroad (International spends)
- 2 Reward Points for every Rs. 100 spent on other categories
Lounge Access
- 1 Complimentary Airport Lounge Visit every calendar quarter
Fuel surcharge waiver
- 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5,000
Extra Benefit
- Exciting discounts on movies with the RuPay variant
- 3 lifetime free add-on cards
- Report loss of card immediately to ensure zero liability on any fraudulent transactions
- Up to 50 days of interest free credit from the date of any purchase
- You must be age between 18 to 65
- Minimum annual income must be INR 4 lakh per annum
- Available both Salaried and Self-employed
- No Joining and Annual Fees
- Spend Rs. 10,000 within 60 days and Rs. 1,20,000 in a year, waiver of annual fees
2. Bank of Baroda Select Credit Card
BOB Select Credit Card
Joining and Annual fees- ₹750
Reward Points
- 5x Reward Points on every Rs. 100 spent on Dining, Utility bills, and Online spends
- 1 Reward point for every Rs. 100 spent on other categories
Earn Cashback
- 0.5% cashback on payment of card bill
Fuel surcharge waiver
- 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5,000
Extra Benefits
- 3 lifetime free add-on cards
- Report loss of card immediately to ensure zero liability on any fraudulent transactions
- Up to 50 days of interest free credit from the date of any purchase
- You must be age between 18 to 65
- Minimum annual income must be INR 3 lakh per annam
- Available both Salaried and Self-employed
- Joining and Annual Fees Rs. 750
- Waiver of annual fee on spending Rs. 7,500 in 6 months and Rs. 70,000 in a year
1. Bank of Baroda Select Credit Card
BOB Eterna Credit Card
Joining and Annual fees- ₹2499
Reward points
-
3 reward points for every ₹ 100 spent (1 reward point = ₹ 0.25 p)
Milestone Rewards
- 10,000 bonus reward points on spending ₹ 50,000 within first 60 days
- 20,000 bonus reward points on spending ₹ 5,00,000 in a year
Lifestyle Benefit
- 15 reward points for every ₹ 100 spent on online shopping
- Buy 1 get 1 free movie ticket at paytm movies
Dining Privileges
- 15 reward points for every ₹ 100 spent on dining
Travel Benefit
- 15 reward points for every ₹ 100 spent on Travel and International transaction
Fuel Surcharge Waiver
- 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5,000
Extra Benefits
- Zero Lost Card Liability
- You should be age between 21 to 65 years
- Add-on cardholder should be over 18 years
- Salaried & Self-employed both are eligible
- Minimum Income Rs. 12 lakhs per annum
- Must be resident of India
- Joining and Renewal Fee Rs. 2499