Forex

• Available in the three most widely accepted currencies – USD, Euro and GBP
• Get money from ATMs in the desired local currency during travel
• Once loaded, be worry-free about forex fluctuations in these currencies
  

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Reloading

Instantly reload your card from anywhere across the world through Prepaid NetBanking

Safety

• Be protected from skimming and misuse with the EVM chip in your card
• Do not stress about damage, loss or misuse (as with travellers cheque/cash)
  

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Global use

• Accepted as student identity card world wide
• Can be used at VISA/MasterCard affiliated establishments around the world
  

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Global assistance

• In the event of Loss of Card / card not working, get Emergency Cash delivery assistance service across the globe

Reward-Fuel Points

• 5% off your spends as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points last 6 months)
• 5% off your spends as Fuel Points on Groceries and Bill Payments (Max 100 Fuel Points per month)
• 1 Fuel Point for every ₹150 spent on all other purchases
• (1 Fuel Point = Rs. 0.96)
• (Fuel Points are valid for a period of 2 years)
  

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Fuel Surcharge Waiver

• 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400)

Best Features

• Earn up to 50 Litres of Free fuel annually
  

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Additional Benifits

• Complimentary IndianOil XTRAREWARDS  Program (IXRP) membership

Earn Cashback

• • 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy (minimum transaction size of ₹2000)
  • 2.5% CashBack on all online spends (minimum transaction size of ₹2000)
  • 1% CashBack on all offline spends and Wallet reloads (minimum transaction size of ₹100)
    

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Welcome Gift

• • 1000 Cash Points (only on payment of membership fee)
  • 1000 worth gift vouchers on spends of ₹1,00,000 and above (quarter,  first year only)
    

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Fuel Surcharge Waiver

• • 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400
    

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Lounge Access

• • 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter. ₹2 will be charged per swipe on your Millennia credit Card towards Lounge access)
    

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Milestone Benefit

• • Spend ₹30000 & above in the first 90 days and get first year waived off memebership fee
    

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Extra Features

• Reporting it immediately with in 24-hour HDFC  call centre, you have zero liability on any fraudulent transaction
• 50 days of interest free period

Reward points

• • 10,000 Reward Points on Rs. 5 lakhs spends
  • 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year
  • 4 Reward Points on every Rs.150 spent
    

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Dining Benefit

• • Assured flat 25% off at 2000+ premium restaurants
  • 1+1 on buffet at 200+ restaurants
  • Additional 5% off and Zero convenience fee
    

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Fuel Surcharge Waiver

• • 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400
    

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Lounge Access

• • 12 Complimentary Domestic Lounge Access per calendar year
  • Swipe your Regalia credit card at the lounge to avail the complimentary lounge access
    

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Milestone Benefit

• • Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
  • Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year
    

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Extra Features

• Reporting it immediately with in 24-hour HDFC call centre, you have zero liability on any fraudulent transaction
• 2% on all your foreign currency spends
  

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Insurance/ protection cover

• Accidental air death cover worth Rs. 1 Crore
• Emergency overseas hospitalization: up to Rs. 15 lakhs​​​​​​​
• Lost Card Liability Cover : Upto Rs 9 lakhs

Reward points

• • 5 Reward Points for every Rs 150 spent
  • Up to 10X Reward Points via SmartBuy
    

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Welcome Benefit

Dining Benefit

• • 2X on weekend dining
    

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Fuel Surcharge Waiver

• • 1% fuel surcharge waiver at all fuel stations across India
    

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Lounge Access

• • Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
    

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Milestone Benefit

• • 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
    

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Extra Features

• Reporting it immediately with in 24-hour HDFC call centre, you have zero liability on any fraudulent transaction
• 1.99% on all your foreign currency spends

• Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Zomato Pro, MMT BLACK and Times Prime

• Complimentary Ola cabs, cult.fit Live, BookMyShow, TataCliQ vouchers on spends of over Rs. 80,000 every month
  

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Insurance/ protection cover

• Air accident insurance cover worth Rs 2 crore
• Emergency overseas hospitalisation: Rs. 50 Lacs
• Travel Insurance Cover of up to INR 55,000 on baggage delay
• Credit Liability Cover of up to ₹9 Lakh

Good Food Trail Program

• • Assured flat 25% off at 2000+ premium restaurants
  • 1+1 on buffet at 200+ restaurants
  • 1+1 on Food / Drinks on select restaurants
  • Zero convenience fee
  • Early access to events and festivals such as GIRF
    

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Welcome Benefit

Dining Benefit

• • Book stay for 3-nights and pay for two at participating ITC hotels
  • 1+1 complimentary weekend buffet at participating ITC hotels
    

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Fuel Surcharge Waiver

• • 1% fuel surcharge waiver at all fuel stations across India
    

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Lounge Access

• • Enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass.
  • Benefit also available for add on Priority Pass holders
    

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Concierge

• • Golf Booking
  • Itinerary planning and reservation assistance
  • Private dining assistance
  • International gift delivery
  • Event planning and referrals
  • Airport VIP service
    

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Extra Features