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Best Credit Card for International Use 2022

List of Best International Credit Cards India

Credit CardBest ForAnnual Fee (INR)Best Features
Citi PremierMiles Credit CardTravel, Airport Lounges, Airmiles3000Get ₹ 3000 cash back on spends of ₹ 5000 in 60 days, Welcome gift of 10,000 Miles, 20% savings across participating restaurants
INFINIA Credit Card Metal EditionReward, Dining, Airport Lounges100012,500 reward points upon fee realisation and card activation, stay for 3-nights and pay for two at participating ITC hotels, free Golf Booking
RBL World Safari Credit CardTravel, Airport Lounges300010,000 bonus Travel Points on spends of Rs. 2.5 lacs in a year, 2 complimentary lounge, free golf lessons
Air India SBI Signature Credit CardReward, Travel499920,000 Reward points as a welcome gift, 30 Reward Points for every Rs. 100 spent on Air India tickets booked, International Airport Luxury Lounge Access,
Indusind Legend Credit CardTravel, MovieNILComplimentary 8 lounge usage/ year, Complimentary stay at Oberoi Hotel in the country, Buy 1 get 1 movie ticket free
HDFC Regalia Credit CardReward, Dining, Airport Lounges250010,000 Reward Points on Rs. 5 lakhs spends, 25% off at 2000+ premium restaurants, 12 Complimentary Lounge Access

6. HDFC Bank Regalia Credit Card

HDFC Bank Regalia Credit Card
HDFC Regalia Credit Card

Joining and Annual fees- ₹2500

Apply Now

Reward points

    • 10,000 Reward Points on Rs. 5 lakhs spends
    • 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year
    • 4 Reward Points on every Rs.150 spent

Dining Benefit

    • Assured flat 25% off at 2000+ premium restaurants
    • 1+1 on buffet at 200+ restaurants
    • Additional 5% off and Zero convenience fee

Fuel Surcharge Waiver

    • 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400

Lounge Access

    • 12 Complimentary Domestic Lounge Access per calendar year
    • Swipe your Regalia credit card at the lounge to avail the complimentary lounge access

Milestone Benefit

    • Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
    • Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year

Extra Features

  • Reporting it immediately with in 24-hour HDFC call centre, you have zero liability on any fraudulent transaction
  • 2% on all your foreign currency spends

Insurance/ protection cover

  • Accidental air death cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: up to Rs. 15 lakhs​​​​​​​
  • Lost Card Liability Cover : Upto Rs 9 lakhs
  • You should be between the age of 21 to 60 years Salaried Person
  • You should be between the age of 21 to 65 years self-employed Person
  • Salaried or self-employed both are eligible
  • Salaried person gross Income above ₹1 Lakhs per month
  • Self-employed gross Income ₹12 Lakhs per annum
  • Joining & Renewal Fees – ₹2500+ Taxes

  • Renewal fee waived off if you spend more than 3L in the previous year

5. Indusind Bank Legend Credit Card

Indusind Legend Credit Card

Joining fees ₹9,999 and No Annual fees

Apply Now

Reward points

  • 2 reward points for every Rs. 100 spent on weekends(1 reward point = ₹ 0.50)
  • 1 reward point for every Rs. 100 spent on weekdays
  • 4,000 bonus reward points on spending Rs. 6 lakh or above within a year

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver at all fuel stations (transactions between Rs. 400 to Rs. 4,000)

Welcome gift

  • Complimentary stay at Oberoi Hotel in the country
  • Discount vouchers from Yatra, Urban Ladder, Charles and Keith, Louis Philippe, Hush Puppies, and more

Travel Benefits

Priority Pass Membership USD $99 x 2 USD 198 (Approx Rs 9,900)
  • Complimentary 8 lounge usage/ year
  • Discount foreign currency mark-up

Extra Benefits

  • Buy 1 get 1 movie ticket free on bookings via BookMyShow
  • Avail up to 3 free tickets in a month
  • Complimentary golf lessons, specially hosted by leading golf clubs
  • You should be between the age of 18 and 65 years
  • Salaried or self-employed both are eligible
  • Good Cibil Score and Monthly income
  • Joining fees ₹9,999
  • No Annual fees

4. Air India SBI Signature Credit Card

Air India SBI Signature Travel Credit Cards
Air India SBI Signature Credit Card

Joining & Annual fees- ₹4999

Apply Now

Reward points

  • Earn upto 30 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia Official website (airindia.in), or Airindia mobile app
  • 10 Reward Points when booked for others
  • Get 4 Reward points for every Rs. 100 spent
  • Anniversary gift of 5,000 Reward points every year
    • Enjoy bonus Reward points:
    Annual Retail Spend Bonus Reward Points Cumulative Bonus Reward Points
    Rs. 5 lakh 20,000 20,000
    Rs. 10 lakh 30,000 50,000
    Rs. 20 lakh 50,000 1,00,000

Travel Offers

  • International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
  • Enjoy the complimentary Visa Lounge Access Program in India at major domestic airports

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 500 to Rs. 4,000

Welcome Gift

  • Get 20,000 Reward points as a welcome gift on payment of your joining fee
  • You should be age above 18 years
  • Minimum Income Required Rs. 60,000 per month
  • Salaried or self-employed both are eligible
  • Joining and Renewal Fee Rs. 4999

3. RBL World Safari Credit Card

RBL World Safari Credit Card
RBL World Safari Credit Card

Joining & Annual fees- ₹3000

Apply Now

Travel Milestones

  • 10,000 bonus Travel Points on spends of Rs. 2.5 lacs in a year
  • Additional 15,000 Travel Points on spends of Rs. 5 lacs in a year
  • Additional Gift Card worth Rs. 10,000! from a host of brands like Taj experiences, Amazon, Croma, Myntra & Makemytrip on spends of Rs. 7.5 lacs in a year
  • Earn 2 Travel Points for every Rs. 100 spent on all your purchases

Earn 5 Travel Points for every Rs. 100 spent on Travel spends

Travel Insurance

  • Personal Liability coverage
  • Trip Delay
  • Baggage Loss
  • Loss of Passport
  • Dental Treatment

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver across all fuel stations

Welcome Gift

  • Get MakeMyTrip voucher worth Rs. 3000/- as a welcome Gift

Lounge Access

  • 2 complimentary lounge visits every quarter at major domestic airports in India
  • 1300+ international airport lounges through complimentary Priority Pass membership
  • 2 complimentary international lounge visits using your Priority Pass
Golf Privileges
  • Access to select golf courses across the country
  • Enjoy complimentary golf rounds
  • Sharpen your skills with free golf lessons
  • You should be between the age of 18 to 70
  • Salaried or self-employed both are eligible
  • Minimum Income Rs. 25,000 per month
  • Joining and Annual Fee Rs. 3000

2. HDFC Bank INFINIA Credit Card Metal Edition

INFINIA Credit Card Metal Edition
INFINIA Credit Card Metal Edition

Joining and Annual fees- ₹1000

Apply Now

Good Food Trail Program

    • Assured flat 25% off at 2000+ premium restaurants
    • 1+1 on buffet at 200+ restaurants
    • 1+1 on Food / Drinks on select restaurants
    • Zero convenience fee
    • Early access to events and festivals such as GIRF

Welcome Benefit

  • Get welcome benefit of 12,500 reward points upon fee realisation and card activation
  • Complimentary Club Marriott membership for a year that offers up to 20% discounts for Dining and Stay across Asia – Pacific region

Dining Benefit

    • Book stay for 3-nights and pay for two at participating ITC hotels
    • 1+1 complimentary weekend buffet at participating ITC hotels

Fuel Surcharge Waiver

    • 1% fuel surcharge waiver at all fuel stations across India

Lounge Access

    • Enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass.
    • Benefit also available for add on Priority Pass holders

Concierge

    • Golf Booking
    • Itinerary planning and reservation assistance
    • Private dining assistance
    • International gift delivery
    • Event planning and referrals
    • Airport VIP service

Extra Features

  • Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region
  • Renewal benefit 12,500 Reward Points upon fee realisation and card activation
  • Reporting it immediately with in 24-hour HDFC call centre, you have zero liability on any fraudulent transaction
  • 2% on all your foreign currency spends
  • 50 days of interest free period
  • Membership for the HDFC Bank Infinia Credit Card is By Invite Only
  • Joining & Renewal Fees – ₹12,000 + Applicable Taxes
  • Spend 10 lakhs or more in the preceding 12 months and get renewal membership fee waived off for next year

1. Citibank PremierMiles Credit Card

Citibank PremierMile
Citi PremierMiles Credit Card

Joining & Annual fees- ₹3000

Apply Now

Earn Cashback

  • Get ₹ 3000 cash back on spends of ₹ 5000 in 60 days of card issuance

Welcome Gift

  • Welcome gift of 10,000 Miles
  • Earn 10,000 Miles on a spend of Rs.1,000 or more, within 60 days of card issuance

Lounge Access

  • Complimentary access to select airport lounges across India

Dining Privileges

  • Up to 20% savings across participating restaurants

Airline Privilege

  • 10 Miles / Rs.100 on airline transactions
  • 4 Miles / Rs.100 on all other spends
  • Air Accident Insurance Cover of up to ₹1 crore

Extra Benefits

  • Lost Card Liability Cover of ₹10 Lakh
  • You should be age of 18
  • Only Salaried person are eligible
  • Minimum Income Rs. 25,000 per month
  • Joining and Renewal Fee Rs. 3000

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