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Best Credit Card for Fuel in India 2022

List of Best Fuel Credit Card in India

Credit CardBest ForAnnual Fee (INR)Best Features
ICICI Bank HPCL Super Saver Credit CardHPCL fuel5005% cashback on HPCL fuel. 5% back on mobile /electricity bills and departmental store
IndianOil HDFC Credit CardIndianOil5005% cashback on IndianOil. 5% of your spends as Fuel Points on Groceries and Bill Payments
IndianOil Axis Bank Credit CardIOCL fuel5004% value back on fuel transactions at IOCL fuel outlets. 100% cashback up to Rs.250
IndianOil Citi Credit CardIndianOil10004 Turbo points of Rs. 150 spent. Up to 71 litres of free fuel in first year
BPCL SBI Credit CardBPCL petrol49913X Reward Points on fuel purchases at BPCL pumps. 3.25% + 1% Fuel surcharge waiver on every BPCL transaction
HDFC Bharat CashBack Credit CardFuel & IRCTC5005% monthly cashback on Fuel expenses.
5% monthly cashback when you book tickets through IRCTC/ Groceries/ Bill Payment and Mobile recharge

6. HDFC Bharat CashBack Credit Card

HDFC Bharat CashBack Credit Card

Joining and Annual fees- ₹500

Apply Now

Earn Cashback

  • 5% monthly cashback on Fuel expenses
  • 5% monthly cashback when you book tickets through IRCTC
  • 5% monthly cashback on spends on Groceries
  • 5% monthly cashback on Bill Payment and Mobile recharge
  • (Maximum Cashback per month is Rs. 300, all the categories)

Fuel Surcharge Waiver

    • 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400
  • You should be between the age of 21 to 60 years Salaried Person
  • You should be between the age of 21 to 65 years self-employed Person
  • Salaried or self-employed both are eligible
  • Salaried person gross Income above ₹12,000 per month
  • Self-employed gross Income ₹12 Lakhs per annum
  • Joining & Renewal Fees – ₹500+ Taxes

5. BPCL SBI Credit Card

BPCL SBI Credit Card

Joining and Annual fees- ₹499

Apply Now

Reward points

  • 13X Reward Points on fuel purchases at BPCL petrol pumps (4.25% Valueback)
  • 5X Reward Points on every ₹ 100 spent at Groceries, Departmental Stores, Movies & Dining

Fuel Surcharge Waiver

  • 3.25% + 1% Fuel surcharge waiver on every BPCL transaction upto ₹ 4000

Welcome Gift

  • 2,000 Activation Bonus Reward Points Rs. 500 on payment of joining fee
  • You should be between the age of 18 to 60
  • Salaried or self-employed both are eligible
  • Minimum Income Rs. 30,000 per month
  • Joining and Renewal Fee Rs. 499 +Taxes
  • Renewal Fee reversible if annual spends for last year Rs. 50,000 or more

4. IndianOil Citi Credit Card

IndianOil Citi Credit Card

Joining and Annual fees- ₹1000

Apply Now

Earn Turbo Points

  • 4 Turbo points of Rs. 150 spent
  • 2 Turbo points of Rs. 150 spent on groceries and supermarkets
  • 1 Turbo point of Rs. 150 on all other spends
  • 1 Turbo Point = Re. 1 of free fuel

Fuel Surcharge Waive

  • 1% fuel surcharge on fuel purchase (minimum transaction Rs.150)


Additional Benefits

  • Get up to 71 litres of free fuel in first year
  • Get up to 20% discount at partner restaurants
  • You should be age of 18
  • Proof of Identity & Address
  • Salaried an Self-employed both are eligible
  • Salaried applicant should be Latest two salary slips
  • Self-employed should beLatest year ITR with audited financials and computation of income
  • Joining and Renewal Fee Rs. 1000
  • Annual fee waived off on spends of Rs. 30000 or more

3. IndianOil Axis Bank Credit Card

IndianOil Axis Bank Credit Card

Joining and Annual fees- ₹500

Apply Now

Reward points

  • 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at IOCL fuel outlets in India
  • 1% value back on shopping by earning 5 reward points per Rs. 100 spent

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400)

Welcome Gift

  • 100% cashback up to Rs.250 on all your fuel transactions in the first 30 days of card issuance

Extra Benefits

  • 10% discount on booking movie tickets from BookMyShow
  • Get 20% discount on dining bills at partner restaurants in India
  • You should be age between 18 to 70 years
  • Salaried or self-employed both are eligible
  • The applicant should either be a Resident of India or a Non-Resident Indian
  • Joining and Renewal Fee Rs. 500
  • Annual fee waived off on spends of INR 50,000 in a year

2. IndianOil HDFC Credit Card

IndianOil HDFC Credit Card

Joining and Annual fees- ₹500

Apply Now

Reward-Fuel Points

  • 5% off your spends as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points last 6 months)
  • 5% off your spends as Fuel Points on Groceries and Bill Payments (Max 100 Fuel Points per month)
  • 1 Fuel Point for every ₹150 spent on all other purchases
  • (1 Fuel Point = Rs. 0.96)
  • (Fuel Points are valid for a period of 2 years)

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400)

Best Features

  • Earn up to 50 Litres of Free fuel annually

Additional Benifits

  • Complimentary IndianOil XTRAREWARDS  Program (IXRP) membership
  • You should be between the age of 21 to 60 years Salaried Person
  • You should be between the age of 21 to 65 years self-employed Person
  • Salaried or self-employed both are eligible
  • Salaried person gross Income above ₹10,000 per month
  • Self-employed gross Income ₹6 Lakhs per annum
  • Joining & Renewal Fees – ₹500+ Taxes
  • Spend ₹50,000 or above in the first year and get a waiver on the renewal membership fee

1. ICICI Bank HPCL Super Saver Credit Card

ICICI Bank HPCL Super Saver Credit Card

Joining and Annual fees- ₹500

Apply Now

Earn Casback

  • 5% cashback on fuel purchases, swiped at any HPCL fuel pump (month on month, or year on year)
  • 5% back on spends mobile /electricity bills and departmental store purchases
  • 1.5% back on all fuel purchases through the HP Pay app at HPCL outletsy
  •  2 PAYBACK Points on every Rs 100 spent on all retail purchases

Welcome gift

  • Welcome benefit of 2,000 Reward points on activation and fee payment and Rs.100 cash back on HP Pay App

Fuel surcharge waived

  • 1% fuel surcharge waived on HPCL petrol pumps across India

Lounge access

  • Complimentary domestic airport lounge access

Extra Benefits

  • 25% discount (up to Rs 100 per transaction) on movie ticket bookings on BookMyShow and INOX
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Customer must be over 21 years but less than 65 years
  • Must have a stable job with good income
  • Salaried or self-employed both are eligible
  • Joining and Annual fee- Rs. 500
  • Annual fee waived off spends of Rs 1,50,000 per year

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