Best Credit Card for Fuel in India 2022
List of Best Fuel Credit Card in India
- ICICI Bank HPCL Super Saver Credit Card
- IndianOil HDFC Credit Card
- IndianOil Axis Bank Credit Card
- IndianOil Citi Credit Card
- BPCL SBI Credit Card
- HDFC Bharat CashBack Credit Card
Credit Card | Best For | Annual Fee (INR) | Best Features |
---|---|---|---|
ICICI Bank HPCL Super Saver Credit Card | HPCL fuel | 500 | 5% cashback on HPCL fuel. 5% back on mobile /electricity bills and departmental store |
IndianOil HDFC Credit Card | IndianOil | 500 | 5% cashback on IndianOil. 5% of your spends as Fuel Points on Groceries and Bill Payments |
IndianOil Axis Bank Credit Card | IOCL fuel | 500 | 4% value back on fuel transactions at IOCL fuel outlets. 100% cashback up to Rs.250 |
IndianOil Citi Credit Card | IndianOil | 1000 | 4 Turbo points of Rs. 150 spent. Up to 71 litres of free fuel in first year |
BPCL SBI Credit Card | BPCL petrol | 499 | 13X Reward Points on fuel purchases at BPCL pumps. 3.25% + 1% Fuel surcharge waiver on every BPCL transaction |
HDFC Bharat CashBack Credit Card | Fuel & IRCTC | 500 | 5% monthly cashback on Fuel expenses. 5% monthly cashback when you book tickets through IRCTC/ Groceries/ Bill Payment and Mobile recharge |
6. HDFC Bharat CashBack Credit Card

HDFC Bharat CashBack Credit Card
Joining and Annual fees- ₹500
Earn Cashback
- 5% monthly cashback on Fuel expenses
- 5% monthly cashback when you book tickets through IRCTC
- 5% monthly cashback on spends on Groceries
- 5% monthly cashback on Bill Payment and Mobile recharge
- (Maximum Cashback per month is Rs. 300, all the categories)
Fuel Surcharge Waiver
-
- 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400
- You should be between the age of 21 to 60 years Salaried Person
- You should be between the age of 21 to 65 years self-employed Person
- Salaried or self-employed both are eligible
- Salaried person gross Income above ₹12,000 per month
- Self-employed gross Income ₹12 Lakhs per annum
- Joining & Renewal Fees – ₹500+ Taxes
5. BPCL SBI Credit Card

BPCL SBI Credit Card
Joining and Annual fees- ₹499
Reward points
- 13X Reward Points on fuel purchases at BPCL petrol pumps (4.25% Valueback)
- 5X Reward Points on every ₹ 100 spent at Groceries, Departmental Stores, Movies & Dining
Fuel Surcharge Waiver
- 3.25% + 1% Fuel surcharge waiver on every BPCL transaction upto ₹ 4000
Welcome Gift
- 2,000 Activation Bonus Reward Points Rs. 500 on payment of joining fee
- You should be between the age of 18 to 60
- Salaried or self-employed both are eligible
- Minimum Income Rs. 30,000 per month
- Joining and Renewal Fee Rs. 499 +Taxes
- Renewal Fee reversible if annual spends for last year Rs. 50,000 or more
4. IndianOil Citi Credit Card

IndianOil Citi Credit Card
Joining and Annual fees- ₹1000
Earn Turbo Points
- 4 Turbo points of Rs. 150 spent
- 2 Turbo points of Rs. 150 spent on groceries and supermarkets
- 1 Turbo point of Rs. 150 on all other spends
- 1 Turbo Point = Re. 1 of free fuel
Fuel Surcharge Waive
- 1% fuel surcharge on fuel purchase (minimum transaction Rs.150)
Additional Benefits
- Get up to 71 litres of free fuel in first year
- Get up to 20% discount at partner restaurants
- You should be age of 18
- Proof of Identity & Address
- Salaried an Self-employed both are eligible
- Salaried applicant should be Latest two salary slips
- Self-employed should beLatest year ITR with audited financials and computation of income
- Joining and Renewal Fee Rs. 1000
- Annual fee waived off on spends of Rs. 30000 or more
3. IndianOil Axis Bank Credit Card

IndianOil Axis Bank Credit Card
Joining and Annual fees- ₹500
Reward points
- 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at IOCL fuel outlets in India
- 1% value back on shopping by earning 5 reward points per Rs. 100 spent
Fuel Surcharge Waiver
- 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400)
Welcome Gift
- 100% cashback up to Rs.250 on all your fuel transactions in the first 30 days of card issuance
Extra Benefits
- 10% discount on booking movie tickets from BookMyShow
- Get 20% discount on dining bills at partner restaurants in India
- You should be age between 18 to 70 years
- Salaried or self-employed both are eligible
- The applicant should either be a Resident of India or a Non-Resident Indian
- Joining and Renewal Fee Rs. 500
- Annual fee waived off on spends of INR 50,000 in a year
2. IndianOil HDFC Credit Card

IndianOil HDFC Credit Card
Joining and Annual fees- ₹500
Reward-Fuel Points
- 5% off your spends as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points last 6 months)
- 5% off your spends as Fuel Points on Groceries and Bill Payments (Max 100 Fuel Points per month)
- 1 Fuel Point for every ₹150 spent on all other purchases
- (1 Fuel Point = Rs. 0.96)
- (Fuel Points are valid for a period of 2 years)
Fuel Surcharge Waiver
- 1% fuel surcharge waiver at all fuel stations across India (minimum trasaction of ₹400)
Best Features
- Earn up to 50 Litres of Free fuel annually
Additional Benifits
- Complimentary IndianOil XTRAREWARDS Program (IXRP) membership
- You should be between the age of 21 to 60 years Salaried Person
- You should be between the age of 21 to 65 years self-employed Person
- Salaried or self-employed both are eligible
- Salaried person gross Income above ₹10,000 per month
- Self-employed gross Income ₹6 Lakhs per annum
- Joining & Renewal Fees – ₹500+ Taxes
- Spend ₹50,000 or above in the first year and get a waiver on the renewal membership fee
1. ICICI Bank HPCL Super Saver Credit Card

ICICI Bank HPCL Super Saver Credit Card
Joining and Annual fees- ₹500
Earn Casback
- 5% cashback on fuel purchases, swiped at any HPCL fuel pump (month on month, or year on year)
- 5% back on spends mobile /electricity bills and departmental store purchases
- 1.5% back on all fuel purchases through the HP Pay app at HPCL outletsy
- 2 PAYBACK Points on every Rs 100 spent on all retail purchases
Welcome gift
- Welcome benefit of 2,000 Reward points on activation and fee payment and Rs.100 cash back on HP Pay App
Fuel surcharge waived
- 1% fuel surcharge waived on HPCL petrol pumps across India
Lounge access
- Complimentary domestic airport lounge access
Extra Benefits
- 25% discount (up to Rs 100 per transaction) on movie ticket bookings on BookMyShow and INOX
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Customer must be over 21 years but less than 65 years
- Must have a stable job with good income
- Salaried or self-employed both are eligible
- Joining and Annual fee- Rs. 500
- Annual fee waived off spends of Rs 1,50,000 per year