Bank of Baroda Prime Credit Card Review

Bank of Baroda Prime Credit Card is an FD basis card for zero joining and membership fees. BOB Prime Card offers exceptional benefits to already existing customers as it offers a guaranteed issuance worth Rs. 15,000 or more. In addition, no income proof has to be submitted to avail of this issuance.

Bank of Baroda Prime Credit Card

Apply for BOB Prime Credit Card

No joining and annual fees.

Bank of Baroda Prime Credit card Benefits & Features

The Prime Credit Card BOB has several great benefits and features:

Reward Benefits
  • 4 reward points on every Rs 100 spent
  • 1% cashback on all spends
Fuel surcharge waiver
  • 1% fuel surcharge waived for all fuel transactions between  Rs. 400 to Rs. 5,000
Extra Benefits
  • 3 lifetime free add-on cards
  • Report loss of card immediately to ensure zero liability on any fraudulent transactions
  • Up to 50 days of interest free credit from the date of any purchase

Bank of Baroda Prime Credit card Eligibility

  • Primary cardholder must be age between 18 to 65 years
  • Minimun Rs. 15,000 FD
Necessary Documents for BOB Prime Credit Card Application

The following documents are required for apply this card-

  • PAN card
  • Aadhaar card
  • Residence proof -any one of the following:
  1. Passport
  2. Driving License
  3. Voter ID Card
  4. Aadhaar card
  • Identity proof- any one of the following:
  1. Passport
  2. Driving license
  3. Voter ID Card
  4. Aadhaar card
  5. PAN card

BOB Prime Credit card Charges & Fees

Type of ChargeCharges
First Year FeeNil
Annual FeeNil
Cash Withdrawal Charges2.5% / Min. Rs. 500
Finance Charge3.25% p.m. | 39% p.a.
Cheque Return ChargesMin. Rs. 300 | 2% of the amount
Foreign Currency Transaction Fee3.50% of the transaction amount
Unblocking Charge₹ 300
Late Payment Charges
Total Amount dueCharges (Rs)
Rs. 0 up to Rs. 100Nil
>Rs. 100 – Rs. 500100
>Rs. 500 – Rs. 1,000400
>Rs. 1,000 – Rs. 10,000600
>Rs. 10,000 – Rs. 25,000800
>Rs. 25,000950

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