Axis Bank Insta Easy Credit Card Review

The Axis Bank Insta Easy Credit Card is a chip & pin enabled credit card that puts your banking experience at ease by issuing the card against your Fixed Deposit with Axis Bank. There are a lot of offers available on this credit card. The best feature of this card is that it is free and you don’t have to pay any annual or renewal fees.

Axis Bank Insta Easy Free Credit Card

Apply for Axis Bank Insta Easy Credit Card

No joining and annual fees.

Axis Bank Insta Easy Credit Card Benefits & Features

You can enjoy dining benefits and earn EDGE Reward Points using this credit card.

Cashback Benefits
  • Withdraw as much cash as you need upto 100% of your credit limit from 1 day
Fuel Surcharge Waiver
  • 1% fuel surcharge waiver at all fuel stations
Dining Benefits
  • 15% discount on dining at selected partner restaurants in India

Axis Insta Easy Credit Card Eligibility

  • Primary cardholder should be between the age of 18 to 70 years
  • Minimum Fixed Deposit of Rs. 20,000, Maximum of Rs. 25,00,000
  • Should be either Indian or NRI
Necessary Documents for Axis Insta Easy Credit Card Application

The following documents are required for apply this card-

  • PAN card
  • Aadhaar card
  • Residence proof -any one of the following:
  1. Passport
  2. Driving License
  3. Voter ID Card
  4. Aadhaar card
  • Identity proof- any one of the following:
  1. Passport
  2. Driving license
  3. Voter ID Card
  4. Aadhaar card
  5. PAN card

Axis Insta Easy Credit Card Charges & Fees

Type of ChargeCharges
Joining FeeNil
Annual FeeNil
Interest2.50% per month
Add-on Card Joining FeeNil
Cash Withdrawal Fees2.5% (minimum Rs. 250)
Card ReplacementWaived
Fee for Cash PaymentRs. 100
Duplicate Statement FeeWaived
Over Limit Penalty3% of the over limit amount (Minimum of Rs.500)
Charge-slip Retrieval Fee or Copy Request FeeWaived
Cheque return or dishonour FeeRs.300
Outstation Cheque FeeWaived
Fuel Transaction Surcharge1% of transaction amount (Refunded for fuel transactions between Rs.400 and Rs.4,000)
Mobile Alerts for TransactionsWaived
Foreign Currency Transaction Fee3.50% of the transaction value
Hotlisting ChargesNil
Balance Enquiry ChargesWaived
Late Payment Charges
Total Amount dueCharges (Rs)
Rs. 0 – Rs. 300Nil
>Rs. 300 – Rs. 500100
>Rs. 500 – Rs. 1,000300
>Rs. 1,000 – Rs. 10,000500
>Rs. 10,000 – Rs. 25,000750
>Rs. 25,000 – Rs. 50,0001000
> Rs. 50,0001000

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