American Express Membership Rewards Credit Card India

The American Express Membership Rewards Credit Card is a great card for people who spend money online.

American Express Membership Rewards Credit Card Benefits & Features

AMEX Membership Rewards Credit Card offers a milestone gold benefits, and also Contactless Payment.

Reward Benefits

• 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above (each calendar month)
• 5,000 Membership Rewards Points upon First Year Card Renewal
• 1 Rewards Point for every Rs. 50 spent
  

Welcome Benefits

• 4,000 Bonus Membership Rewards Points is available only in the 1^st year on payment of the annual fee and on spending INR 2,000 within 60 days of Card membership
  

Dining Benefits

• 20% every time you dine at select restaurants
  

Milestone Benefits

• 18 and 24 Karat Gold Collection
• 24,000 MR points / 24 Karat Gold Collection
• 18,000 MR points / 18 Karat Gold Collection

Fuel Surcharge Waiver

• 0% Convenience fee on fueling up at HPCL
  

Extra Benefits

• Contactless Payment
• 24X7 Card Related Assistance
• Dispute Resolution
• Zero lost Card liability
• Emergency Card Replacement

AMEX Membership Rewards Credit Card Eligibility

• Primary cardholder should be age over 18
• Salaried or self-employed both are eligible
• Minimum Income Rs. 6 Lakhs or above, per annum
• Have to Indian or multinational bank’s savings or current account in India
• Good credit/ cibil history
• Have a current/permanent residential address in India

Necessary Documents for AMEX Membership Rewards Card Application

The following documents are required for apply this card.

• PAN card
• Aadhaar card
• Latest payslip/Bank statement/ copy as proof of income
• Residence proof -any one of the following:

1. Passport
2. Driving License
3. Voter ID Card
4. Aadhaar card

• Identity proof- any one of the following:

1. Passport
2. Driving license
3. Voter ID Card
4. Aadhaar card
5. PAN card

AMEX Membership Rewards Credit Card Charges & Fees

Type of Charge	Charges
Annual Fee	Rs. 1,000 +applicable taxes
Renewal Fee	Rs. 4,500 + applicable taxes
Renewal waived	Spends Rs.1,50,000 and above in a year (100%)
Renewal waived	Spends Rs.90,000 to Rs.1,49,999 in a year (50%)
Add-on Card Joining Fee	Nil for up to 2 add-on cards. Rs.1,500 from the third card.
Add-on Card Annual Fee	Nil for up to 2 add-on cards. Rs.1,500 from the third card.